Find and compare payment apps and gateways in the UAE

Compare payment gateways and apps in the UAE

Ziina vs. other payment apps and gateways

If you're a business operating in the UAE, choosing the right payment solution is critical. From payment links to tap-to-pay and payment gateway integration, the tools you need should be built around your needs.

Below is a feature-by-feature comparison of the most popular payment apps and gateways in the region.

Core features

Compare popular payment apps and gateways in the UAE, including Ziina, Stripe, PayPal, Square, Mamo, and Telr, across licensing, payment methods, fees, language support, payout speed, and other core features.

Licensed by Central Bank of the UAE (SVF license)
Payout speed
*Payout speed on all platforms depends on the transaction type
1-2 days
2-5 days
Multicurrency support
Settled in AED
Instant settlement
*Available to eligible users
No setup fees
No monthly fees
Transaction fee
*dependent on the plan
2,6% + 1 AED
2,9% + 1 AED
Business debit card (UAE)*
*Available to eligible users
Visa Platinum
Arabic language support
Fast onboarding
Live in minutes
Days (KYB process)

Getting paid in-person

Whether you sell in store, on the go, or at the counter, getting paid in person should be simple. This section compares the in-person tools each platform offers, from Tap to Pay and QR payments to card acceptance and team access.

Tap to Pay
On iOS and Android
QR payments
Physical stand + QR code generation
Limited
NFC card acceptance
via phone + physical cards
Team access/ Multiple users
*fees may apply for each new user

Getting paid on social media

WhatsappInstagramFacebook MessengerTelegramEmailShare

Businesses today close deals in DMs. This section compares platforms on their ability to generate branded payment links, share them across WhatsApp and Instagram, and automate recurring billing or invoicing.

Create branded payment links
WhatsApp / Instagram share
ZiiBoard
API/Manual share
Digital invoice creation

Getting paid on your website

Your checkout experience can shape every sale. This section compares the tools each platform offers to help you launch faster, create a smoother checkout experience, and support the way your business sells.

Custom API integration
Customized checkout flows
Built-in support
Requires developer
Payment Data Security (PCI DSS compliance)
Multi-currency checkout
OAuth integration

Why businesses in the UAE choose Ziina

From salons to fabric stores to fitness clubs, UAE businesses are switching to Ziina and seeing real results.

Testimonial from Kyle, Managing Partner, Ace of Fades
We ditched our card machines and never looked back. Ziina changed how we think about payments
Kyle, Managing Partner, Ace of Fades
Testimonial from Talha Haseeb, Owner, Hind Fabrics
I wanted a UAE-based provider regulated by the Central Bank so my business was always protected.
Talha Haseeb, Owner, Hind Fabrics
Read more business stories

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Invoicing

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Business

QR payments

Get paid at pop ups, events, and more with just a scan