Posted: 31^st May 2023

We may need to change our fees from time to time. We'll let you know in advance when we do.

You agree to pay the applicable fees disclosed to you when you create your Ziina or Ziina for Business Account. All balances and all fees, charges, and payments collected or paid through the Ziina Services are denominated in UAE dirhams (AED).

Effective from 5th June 2023, all fees shown below will be subject to a standard 5% Value Added Tax (VAT). This VAT is applied to the fee, not to the entire volume of the transaction.


Ziina Account Fees

Ziina charges a 2.6% + 1 AED fee on any payments you send once you exceed 4,000 AED in sent payments per calendar month.

Ziina charges a 2.6% + 1 AED fee on any payments you receive via ZiiLink once you exceed 1,500 AED in received payments per calendar month.


Ziina for Business Account Fees

Ziina charges a 2.6% + 1 AED fee for payments received to your Ziina Business Account via payment links, QR codes, or intra-wallet payments from other Ziina Accounts or other Ziina for Business Accounts.

Ziina charges a 2.9% + 1 AED fee for payments received to your Ziina Business Account via website payments processed by Ziina's payment gateway.