Your ZiiCard comes with generous FX allowances:

Ziina Lite:

  • Free FX allowance: AED 3,000 per month

  • Fee after allowance: 0.5%

  • Allowance resets: 1st of each month

Ziina Violet:

  • Free FX allowance: AED 20,000 per month

  • Fee after allowance: 0.5%

  • Allowance resets: 1st of each month

Example: If you're on Ziina Lite and spend AED 4,000 in foreign currencies in one month, you'll pay 0.5% on the AED 1,000 that exceeds your allowance (AED 5 fee).