Ziina Logo

Meet the best app to replace cash

Red Dot Best Fintech App 2021.
International awards for best fintech UX, UI, Interactive Design and more.

Pay friends

Ziina is the easiest way to send and receive money in the UAE. (We’re not saying it’s better than cash, but it is.)

Make it

Add a GIF, note, or photo to personalize every transaction—whether you’re splitting the bill or sharing a taxi.


Use QR codes and payment links to accept cards and Apple Pay.

It’s all in your
Ziina wallet

Keep your money with Ziina
or cash out to your UAE bank account.

Your money
stays safe

Any payment
method, anywhere

Ziina works with debit, credit,
Apple Pay, and Google Pay.

Apple PayGoogle PayMastercardVisa

customer support

Available where you are

Robust privacy and

State-of-the-art KYC
and payment procedures

Ziina in action

Mbiko Mayaka

With Ziina, transactions are finally fast enough for a university student’s schedule

Ribka Tewelde

Ziina brings simplicity to the everyday needs of paying friends

Tori Mondello

Safe and secure, your Ziina wallet is always protected

Ziina × UNHCR

On 4 August 2020, two explosions ripped through Beirut, killing more than 150 people, injuring as many as 5,000 others, and destroying countless homes.

We've partnered with artists in our community who have graciously created four original works of visual art to support Lebanon in this campaign.

Want to raise money for a good cause?

A cash-free way
to accept payments

Your customers will love you.




Ziina T-Shirt


Ziina Hoodie


Ziina Sweatpants
Y Combinator
Wamda Capital

© 2022 Ziina Ltd.

Ziina is incorporated in the Dubai International Financial Centre and is regulated by the Dubai Financial Services Authority (DFSA) under registration number F006737, for Providing Money Services under an Innovation Testing Licence ("ITL"). The ITL enables Ziina to test our products and services under certain conditions imposed by the DFSA. Your safety and security is very important to us and we take it very seriously. However, the restricted nature of our licence means that during the testing phase of our licence (i) the usual rights and protections you would have under an unrestricted licence may not apply and (ii) your rights and remedies may be limited. Further information can be found at https://www.dfsa.ae/public-register/firms/ziina-ltd.