Digital cards in the UAE you can use for everyday perks and deals

Picture standing in line at your favourite Dubai coffee shop on a Tuesday morning. You place your order, tap your phone at the counter, and walk away with your iced latte.

Then a few minutes later, you get a notification that says you’ve earned 5 AED cashback. Could saving get any easier than that?

If you’re looking to turn your existing spending habits into less costly meals, transport discounts, or cashback, there are some great digital cards in the UAE that you can choose from.

In this article, we’ll look at 4 popular digital cards in the UAE for discounts and deals, including the Ziina Violet Card, the First Abu Dhabi Bank (FAB) Cashback Credit Card, the Liv Cashback Credit Card, and the Tabby Cash Card. We’ll also share advice on how to choose between them.

Want to get started with Ziina right away? Sign up today.

While there’s no one ‘best’ digital everyday card, finding the right one for you comes down to matching rewards with your actual spending habits. Not every card rewards you in the same way, so you'll want to evaluate what sort of perks you care most about before signing up.

For example, you might want to prioritize…

Read more: How to send money in Dubai and pay friends in the UAE

Since this is our article, it makes sense to start with our own digital lifestyle offer: the Ziina Violet Card.

The Ziina Violet Card is a virtual card for everyday spending. It comes with Ziina Violet, our paid membership, which costs AED 100 per month (or AED 996 per year). Violet includes benefits from 12 partner brands, with an estimated combined monthly value of up to AED 850, depending on how you use them, plus cashback at participating brands.

Partner benefits are provided by third parties, are subject to their terms, caps, and availability, and may change. Please check our pricing page for more details.

See how Hala saves money shopping with Ziina in this Instagram reel.

Here are some of the perks and deals you can get when you sign up:

Some of our customers even consider the design of the card a perk – as Dima Zalatimo, Head of Communications and PR at Ziina, said:

"The Ziina card is very beautifully designed, and it’s really unique in the market. Craftsmanship and intentionality are really important to us."

It’s also easy to add your Violet Card to Apple Pay or Google Pay for instant contactless payments, which makes it convenient to pay whether you’re dining out, shopping for groceries, or hailing a taxi.

Please bear in mind that the Ziina Card doesn’t support ATM withdrawals, and it can only be used for purchases at merchants that accept Visa, including through Apple Pay and Google Pay.

Here are some alternative digital cards* in the UAE to compare…

(Note: These cards work differently. Credit cards let you borrow, so interest and fees can apply if you don't pay in full, and they usually have salary requirements. Ziina Violet and Tabby Cash let you spend your own balance. For more up-to-date information, consult the individual providers’ websites.)

The FAB Cashback Credit Card is a traditional credit card option designed for UAE residents who want to earn rewards across dining, groceries, and travel (among others). It converts your daily expenses into FAB Rewards that you can redeem through the bank's mobile app.

Disclaimer: Please check FAB’s website for the most up-to-date product information.

The Liv Cashback Credit Card is a digital-first credit card managed through the Liv X mobile app. It could offer eligible users a quick card approval process and flexible reward choices.

Disclaimer: Please check Liv’s website for the most up-to-date product information.

The Tabby Cash Visa Card is a digital card linked to a free spending account that lets you add money and start spending right away. The Tabby Cash Card should work anywhere that Visa is accepted.

Disclaimer: Please check Tabby’s website for the most up-to-date product information.

If you’re looking for an everyday digital card that will reward you for purchases you already make, then the Ziina Violet Card might be right for you.

It offers exclusive perks and deals from 12 premium brands, cashback with certain vendors, and zero currency conversion fees if you shop in non-AED currencies up to 20,000 AED a month.

Want to join Ziina Violet?

*Disclaimer: All information relating to third-party products and companies featured in this article has been sourced solely from their respective public websites and official publications at the time of writing ^{September 2026}. Ziina makes no representations as to the accuracy, completeness, or currency of this information. Product features, positioning, and company details may have changed since publication. Readers should refer to each provider's official website for the most up-to-date information before making any purchasing decisions.

**Disclaimer: Availability of Ziina products and features is subject to eligibility, successful verification, device compatibility, applicable transaction limits, Ziina’s terms and conditions, and regulatory requirements. Customers are responsible for ensuring they hold any trade license, permit, tax registration, or other approval required for their business activities. Fees, limits, payout timelines, and product features may vary and are subject to change. Please refer to Ziina’s latest terms and pricing for full details.

Fees shown reflect publicly available standard pricing and may vary depending on card type, transaction volume, currency, settlement arrangement, additional services, and VAT. For the most up-to-date information, consult individual providers. With Ziina, some users may be able to get started with basic verification, such as Emirates ID verification, but requirements may vary depending on the user’s business activity, transaction volume, account type, and applicable legal or licensing obligations. Customers remain responsible for ensuring they hold any trade license, permit, tax registration, or other approval required for their business activities.

This article was published in October 2026.

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